EVIDENCE OF INSURABILITY
WHAT IS EVIDENCE OF INSURABILITY (EOI)?
Evidence of Insurability, also known as EOI, is an application process through which you provide proof of good health for you and/or your Spouse, in order to be considered for certain types of insurance coverage.
View details below to learn more
An applicant begins the EOI/medical underwriting process by submitting an EOI application, along with other information on medical history, to be utilized by Mutual of Omaha Insurance Company to make a decision about the coverage requested.
All medical information is private and confidential and is used for underwriting purposes only.
Evidence of Insurability Made Easy
When is Evidence of Insurability Required?
Generally, EOI is required for coverage in excess of any applicable guaranteed issue amount, when insurance is elected more than 31 days after you/Spouse is eligible, or if coverage is requested outside of your initial benefit enrollment period.
What is Guarantee Issue?
The amount of insurance applied for without answering any health questions or which does not require evidence of insurability.
How to Submit an EOI Application?
To access an EOI application online, simply visit Mutualofamaha.com/eoi
Be sure to have the following information prior to starting the EOI application process.
- Group ID (G000BQ9D)
- Your Date of Hire
- Your Current Salary
- Current Coverage Amounts (including Guaranteed Issue Amounts)
Once your application is submitted, you will receive an email regarding next steps.